Why Having a Great Credit History Can Get You the Best Possible Luxury Travel Perks

Enhance your luxury travel experience with financial ‘housekeeping’.

The luxury travel market continues to thrive, offering a much smoother experience that enables travelers to focus on the attractive aspects of travel by eliminating many of its pitfalls. 

Luxury travel is redefined today to feed into that goal of maximizing time with the best high-profile perks. As Quintessentially US CEO Lauren Wilt put it, it’s about “[creating] more space for them to do the things that they love most in their lives.” 

As businesses in the industry pivot toward that agenda, travelers can best reap those rewards by using good credit for those points and perks. In fact, there are quite a few meaningful benefits to maintaining a great credit history. 

Premium Credit Cards Come with Exclusive Travel Benefits

One of the biggest reasons to keep up your credit is to get access to premium credit cards. A feature on credit checks by Upgraded Points explains how high-profile credit companies will perform a hard credit check on you before approving you for a card. The better your score and history, the higher your chance to get a card and have lower interest rates. Plus, a high score means your standing won’t be hurt by a hard inquiry. 

Special lounges and accommodations are often some of the most attractive exclusives that come with a premium credit card. Think airport lounges and special priority for reservations for the likes of the Billesley Manor Hotel and Spa, which offers up some of the most gorgeous historic accommodation options you can visit. It’s less stressful to travel when you have these benefits.  

You Get More Points and Rewards You Can Use for Luxury Spending

Oftentimes, the real draw to luxury travel is simply the efficiency and comfort it provides. You can take in the sights and appreciate your experience more when you’re taking a private jet to a private island, after all. Sentinel Aviation is one such option that was specifically created to provide a discreet and safe way to travel without the worry of contracting COVID-19. Worthy splurges like this can often leave less of a hefty bill when you have points and rewards. 

Simply put, having great credit allows you to experience more because of the points you rack up. On top of that, good credit history will likely increase your credit limit. The higher your limit, the bigger the increase you get in terms of rewards earnings. 

Consistent Credit Usage Nets You More Miles

Regularly using your lines of credit while also paying them on time will be essential if you want to accumulate flying miles. Miles are one of the best benefits you can get for consistent and proper credit spending, creating another avenue to encourage your next travel adventure. 

Some of the hottest travel trends in the past year include slow travel, which is all about taking your time and going through multiple stops to make the most out of your trip. While there are plenty of alternative modes of transport gaining traction, your miles can do a lot to expand your trip and add some more destinations like Catalonia and the Scottish Borders. It can be even more beneficial if you use your miles along with special promotions offered by airlines in partnership with your credit card provider. 

Credit Card Providers Offer Discounts for Reliable Cardholders

When you’re traveling the world, there are plenty of experiences worth spending on if you truly want to make the most of things. Exclusive tours, limited-offer adventures, and remote experiences are just some of the tourist activities worth investing in to maximize a luxury trip. 

With great credit history, your credit card provider will likely offer you cashback and discounts for every transaction that you make. A lot of credit card users actually overlook these benefits, but they are the perfect way to make luxury travel feel more worth it. A study by Lending Tree actually revealed that 70 percent of all US credit cardholders don’t use their points, cashback rewards, or miles. Racking the points up is easy when you have great credit, so it’s just about finding the right places to use them.